Sleeping pad R ratings

I've been doing some reading on the R values of sleeping pads trying to figure out what I want, but I'm having issues answering a couple of questions so I'm seeking help here.

Does a sleeping pad with a high R rating keep you too warm if used in the summer months?

How big of a deal is the R rating on a sleeping pad during cooler months? Is it worth worrying about?

Thank you ahead of time.

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Sleeping pad R ratings